Joan Valenti, an adviser with LPL Economic in Farmington, Conn. suggests she also wants one person 401(e) and SEP plans for small teams. So-called Solo K plans are for groups constructed simply of entrepreneurs as well as their partners; sometimes, duty-delayed benefits could possibly be higher than they would be with other types of plans. "SEPs might be a great choice for corporations where all of the highly-paid personnel are entrepreneurs and family members," Valenti says.
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