2. Collect What’s Owed to You

To save up even more money fast, look for funds that are owed to you, or are hiding somewhere. Have you accumulated credit card rewards? Request that cash-back check, or get a statement credit and save the payment you would have made. If you can only turn them in for other items, like travel or gift cards, use them instead of your income for purchases you need to make now.

Do you have a coin jar or piggy bank? Get coin wrappers from the bank and spend an evening coralling your silver. Don’t drop the money into a Coinstar machine. It will take up to 10.9% of your haul! TD Bank customers are able to use their in-branch Penny Arcade's for free (perhaps you have a friend who might help). And while you’re trying to save money fast, every penny counts.

How about any old, near-forgotten bank accounts. Take the time to close them out and collect the money left in them, however little. And while you’re at it, check your PayPal balance. No need to have money sitting there waiting for your next online purchase if you currently need it for something else.

Does anybody else out there owe you money? Get your brother to pay up on the football pool you won. And submit that long-procrastinated expense report. Don’t let your former landlord “forget” to refund your security deposit. And send in the rebate for your contact lenses. It’s your money, get it into your account.