Legality

The text of the letter originally claimed this practice is "perfectly legal", citing Title 18, Sections 1302 & 1341 of the postal lottery laws. [1] The U. S. Postal Inspection Service cites Title 18, United States Code. Section 1302 when it asserts the illegality of chain letters, including the "Make Money Fast" scheme: [10]

It also asserts that, "Regardless of what technology is used to advance the scheme, if the mail is used at any step along the way, it is still illegal." [10] The U. S. Postal Inspection Service asserts the mathematical impossibility that all participants will be winners, as well as the possibilities that participants may fail to send money to the first person listed, and the perpetrator may have been listed multiple times under different addresses and names, thus ensuring that all the money goes to the same person. [10]

In recent years, one avenue that spammers have used to circumvent the postal laws, is to conduct business by non-postal routes, such as sending an email message and instructing recipients to send money via electronic services such as Paypal. While the specific laws mentioned above will only be violated if regular postal mail is used at some point during the process of communication, [11] the sending of chain letters is often prohibited by the terms of service and/or user agreements of many email providers, and can result in an account being suspended or revoked. [12] [13]